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What we offer
Your business is our business. Our aim is to be your go-to partner throughout the journey of the business and the many moments life brings us. We work with you, your business, and your family to identify and navigate through these risks as they arise to ultimately achieve your goals.
Life Insurance
Use solutions like life, disability, trauma, and income protection insurance to provide financial security and peace of mind for individuals and businesses.
Partners/Shareholder Insurance
Protect partnership interests with valuations, funding plans, and tailored shareholder agreements to manage risks, ensure continuity, and provide peace of mind for all involved.
Individual & Family Insurance
Protect your family and finances, using insurance as a cost-effective tool when needed - focusing on educating you, reducing long-term costs, and ensuring peace of mind for your current and future goals.
Key Person Insurance
Develop strategies to mitigate risks tied to personnel that is key to your business, including insurance and other strategies that increase resilience.
Investing & Wealth Creation
Get tailored investment strategies, guidance, and education to align investments with your goals, ensuring steady growth and peace of mind for a secure financial future.
Wealth Strategic Planning
We simplify financial planning by aligning your resources with long-term goals, providing tailored advice and step-by-step strategies empower decisions, and ensure peace of mind for your evolving future.
Superannuation Wealth
We help optimise your superannuation strategy, maximising employee retirement savings, and ensuring a secure and comfortable future for all.
Employee Benefits
Attracting and keeping real talent needs more than higher pay: it requires a strategically tailored workplace and employee benefits that help your businesses be seen as a top employer.
Finance Personal
There are many options out there with finance and many ways to obtain finance. But is it right for you. Often yes it can be as getting that Car or Caravan is the priority and as there is that immediate need that you need solved then or there.
Finance for Business
Times are tough. Having Opportunity for Business Growth and success has never been more varied between industries, but at the same time a mutual pressure is the same, with employers like yourself asking the same question 'how can I attract and retain talent to my business to continue deliver on services / products we provide.
Who we help
Our ‘Twenty20 Risk Navigation’ process is about helping you with your ‘risk journey’. As time passes, your risks change. Your combined business & personal risk profile can vary quite drastically – and sometimes quite quickly!
Developers
Health Professionals
Migrants - Personal Support
Personal Financial Education for Migrants
Innovators
Entrepreneurs
Business Owners, Your Families and Your Team
Specialist Life Insurance Advice for Business Owners Business owners face risks that extend well beyond their business insurance. While property, liability and business interruption insurance protect the business itself, personal risk insurance protects the people who make the business successful. At Twenty20 Risk Navigators, we specialise in providing strategic personal insurance advice for business owners, executives and employees. We work alongside accountants, lawyers and general insurance brokers to ensure clients receive a complete risk management solution.
Financial Confidence for Your Family's Future
Helping Your Family Navigate Life with Confidence Every family has dreams, goals and responsibilities. Whether it's buying a home, raising children, funding education, preparing for retirement or simply protecting the lifestyle you've worked hard to build, having a clear financial pathway can make all the difference. At Twenty20 Risk Navigators, we believe great financial advice isn't just about products—it's about helping families make informed decisions with confidence. By combining the expertise of Brett, our experienced Life Insurance Financial Adviser and Asset Finance Broker with Qian, our Wealth Financial Adviser, we provide a holistic approach that helps protect what matters today while planning for tomorrow.
Migrants & New Business Owners in Australia
Helping Migrants Build, Protect and Finance Their Future in Australia Starting a new life and building a business in Australia is an exciting achievement. It can also involve navigating unfamiliar financial systems, business responsibilities and important decisions about how to protect and fund your future. At Twenty20 Risk Navigators, Brett works alongside Wealth Financial Adviser Qian Wang to help migrants, new Australians and established migrant families understand their financial position, identify potential risks and create a practical pathway towards their personal, family and business goals. Qian understands first hand the journey of establishing a life in Australia after migrating, while Brett brings over two decades of experience helping business owners protect their families, businesses and financial futures. Together, they provide practical, personalised advice that considers both your immediate needs and your long-term aspirations.
Our partners
We understand time is precious and we believe our true value to our clients extends well beyond the services we provide. As a client of Twenty20 Risk Navigators not only do get access to our services, but we have carefully built and continue to build, a professional partner program with a goal of providing our clients with quality, like minded professionals in such a broad range we believe we can just about have an option to all client needs through this program.
General Insurance Brokers
A Trusted Partner for General Insurance Brokers General insurance brokers play a critical role in protecting businesses from operational risks. We complement—not compete with—that expertise by focusing exclusively on personal risk insurance advice. Our aim is to become an extension of your professional network, allowing you to deliver a broader client solution while remaining focused on your core business.
Commercial Lawyers
Supporting Commercial Lawyers & Protecting Your Clients' Businesses Helping You Deliver More Complete Outcomes for Your Clients Business owners rely on their commercial lawyer to protect their legal interests, structure transactions and minimise risk. We work alongside commercial lawyers by helping protect the financial consequences of unforeseen events that legal documents alone cannot address. As experienced Life Insurance Financial Advisers specialising in business owners and their teams, we complement your legal advice by designing insurance strategies that help businesses continue operating when an owner, key person or valuable employee dies, suffers a serious illness or injury, or becomes permanently disabled. Our role is not to replace your legal advice—it is to enhance the protection your clients receive through a collaborative professional relationship.
Family Lawyers
Helping Mortgage Brokers Deliver More Value to Their Clients
Direct to bank lending options
Sydney Bears Ice Hockey
Proud Sponsor of the Sydney Bears Ice Hockey Club Supporting Our Community Beyond Financial Advice At Twenty20 Risk Navigators, we believe that strong communities are built through connection, teamwork, and supporting those who make a positive impact. While our passion is helping individuals, families, and business owners navigate life's financial risks, we also believe in giving back to the communities that support us. That is why we are proud to partner with and sponsor the Sydney Bears Ice Hockey Club—one of Australia's most respected and longest-standing ice hockey clubs, competing in the Australian Ice Hockey League (AIHL). The Bears have built a proud tradition of excellence, teamwork, inclusion, and community engagement that extends far beyond the ice. Shared Values Our partnership with the Sydney Bears reflects many of the same values that guide our business every day: Teamwork – Success comes from working together and supporting one another. Commitment – Preparing today to achieve stronger outcomes tomorrow. Resilience – Navigating challenges with confidence and determination. Community – Building lasting relationships and creating opportunities for people to thrive. Excellence – Continually striving to perform at our very best. These principles are at the heart of how we support our clients and why we are proud to stand alongside an organisation that shares the same commitment. Investing in Local Sport Community sport plays an important role in bringing people together, developing young athletes, encouraging healthy lifestyles, and creating lifelong friendships. By supporting the Sydney Bears, we are investing in an organisation that provides opportunities for players, volunteers, families, and supporters while helping grow one of Australia's fastest-paced and most exciting sports. We are proud to contribute to an organisation that continues to inspire athletes of all ages and creates memorable experiences for its loyal fans throughout every season. More Than a Sponsorship For us, sponsorship is about more than displaying a logo. It's about building genuine relationships, supporting local organisations, and contributing to the communities where our clients, families, and business partners live and work. We look forward to cheering on the Sydney Bears throughout the season and wish the players, coaches, volunteers, and supporters every success both on and off the ice. Learn More To learn more about the Sydney Bears, view fixtures, purchase tickets, or discover how you can become part of the Bears family, visit the official Sydney Bears website: Sydney Bears Official Website
Meet the team
Meet the dedicated professionals behind our success. Our team brings together experience, passion, and a shared commitment to delivering exceptional service and building lasting relationships with every client we serve.
About Us
At Twenty20 Risk Navigators we consider YOUR Business to be OUR Business. Our aim is to work with you, your business, and your family to identify and diminish the risks that you and your family face. We help you to ‘mind your own business’ by walking alongside you to provide you with customised risk solutions that are tailored to your current & future needs.