Expand Your Client Offering

Provide clients with access to specialist personal insurance advice without needing to provide the advice yourself.

Complement Existing Relationships

We work collaboratively with brokers while respecting and strengthening your existing client relationships.

Specialist Expertise

Our practice focuses on life insurance advice, allowing us to stay current with product changes, underwriting requirements and legislative developments.

Referral Confidence

Clients receive professional advice tailored to their circumstances through a structured advice process.

Improved Client Outcomes

Businesses receive advice across both business insurance and personal risk insurance, creating a more comprehensive risk management strategy.

Ongoing Communication

Where appropriate and with client consent, we keep referring brokers informed throughout the advice and implementation process.

Long-Term Partnership

We value long-term relationships built on transparency, professionalism and mutual respect.

We don't compete for your general insurance clients—we strengthen the value you provide by addressing personal insurance risks that are often overlooked.

Our specialist advice covers:

• Life Insurance
• Total & Permanent Disability (TPD) Insurance
• Trauma Insurance
• Income Protection Insurance
• Key Person Insurance
• Buy/Sell Insurance
• Business Succession Funding
• Insurance through Superannuation
• Executive and Employee Insurance Programs

Deliver Greater Value to Clients

Offer your clients access to specialist life insurance advice without needing to become an expert in personal risk insurance.

Protect the People Behind the Business

While business insurance protects physical assets and liabilities, we help protect business owners, key employees, directors and their families from the financial consequences of death, illness or injury.

Strengthen Your Client Relationships

Introducing trusted specialists demonstrates your commitment to helping clients manage all aspects of their risk, reinforcing your role as a valued adviser.

A True Collaborative Partnership

We recognise the importance of the relationships you've built. Our model is designed to support—not replace—your role as your client's trusted general insurance adviser.

Experienced Risk Specialists

Our practice is dedicated to life insurance advice. We stay current with insurer product changes, underwriting requirements and evolving legislation so your clients receive informed, specialist guidance.

Clear Communication

With your client's consent, we keep you informed throughout the advice process, providing updates on progress while maintaining client confidentiality.

Ongoing Client Support

Insurance needs change as businesses evolve. We provide ongoing reviews to help ensure clients' insurance strategies remain aligned with their circumstances over time.  
Whilst we are not General Insurance experts we understand risk and we act as that extra pair of eyes and ears in identifying potential risk through our conversations which we will keep all parties aware of to ensure our mutual clients risks are protected.

We regularly work with:

• Small and Medium Businesses
• Family Businesses
• Professional Practices
• Trades and Construction Businesses
• Manufacturing Businesses
• Medical Professionals
• Professional Services Firms
• Corporate Clients

General insurance and personal risk insurance work hand in hand.

| **General Insurance Broker** | **Twenty20 Risk Navigators** |
| ---------------------------- | ---------------------------- |
| Business Pack Insurance      | Life Insurance               |
| Public & Products Liability  | Income Protection            |
| Professional Indemnity       | Trauma Insurance             |
| Cyber Insurance              | Total & Permanent Disability |
| Commercial Motor             | Key Person Insurance         |
| Plant & Equipment            | Buy/Sell Funding             |
| Business Interruption        | Business Succession Planning |