Financial Confidence for Your Family's Future
A Complete Financial Partnership
Protecting What Matters Most Brett specialises in helping families understand the financial risks that could impact their future. He works with you to identify areas where illness, injury or death could place financial pressure on your loved ones and develops tailored protection strategies to help safeguard your family's financial wellbeing. This may include advice on: Life Insurance Total and Permanent Disability (TPD) Insurance Trauma Insurance Income Protection Insurance Business and Key Person Protection Estate Planning considerations through collaborative professional partnerships Having the right protection in place provides confidence that your family has financial support when they need it most. But once you have the Protection and Peace of Mind all set. It's time to meet Qian Building Wealth for the Future Qian works alongside families to help them build, manage and preserve their wealth throughout every stage of life. Her advice focuses on creating practical strategies that help clients achieve their financial aspirations while remaining flexible as life changes. Areas of advice may include: Wealth creation strategies Retirement planning Superannuation advice Investment planning Cashflow and savings strategies Education funding Centrelink and retirement income strategies Intergenerational wealth planning Her goal is to help families make informed financial decisions that support both their current lifestyle and their long-term ambitions. It's through your Wealth Creation with Qian you will then benefit from working with Brett to reduce your Insurances as part of our Complete Financial Partnership to You
Why Work with Both Brett and Qian?
Financial security isn't achieved through one decision—it comes from balancing protection with opportunity. Together, Brett and Qian help families: Identify financial risks before they become problems. Understand where they are financially today. Clarify what is truly important to their family. Set realistic short, medium and long-term goals. Develop a personalised roadmap to achieve those goals. Protect their income, assets and loved ones. Build and grow wealth over time. Adapt strategies as life changes. Gain confidence knowing experienced professionals are helping guide their journey.
Bringing Clarity to Complex Financial Decisions
Bringing Clarity to Complex Financial Decisions Many families feel overwhelmed by financial decisions. Questions like: Are we adequately protected? Are we saving enough? Could we retire comfortably? What happens if one of us can't work? How do we provide for our children? Are our investments working hard enough? What should we prioritise next? These are important questions that deserve clear, personalised answers. Our role is to simplify the complex, explain your options in plain language and help you make confident decisions that align with your family's values and goals.
Advice That Evolves with Your Family
Life doesn't stand still—and neither should your financial strategy. As your family grows and circumstances change, your financial needs evolve too. We work with you through life's major milestones, including: Starting a family Buying your first or next home Career changes Growing investments Business ownership Children's education Preparing for retirement Transitioning into retirement Leaving a financial legacy for future generations Our advice is designed to evolve alongside your family, helping you stay on track no matter what life brings.
Our Commitment to You
At Twenty20 Risk Navigators, we believe every family deserves advice that is: Personalised to their unique circumstances Easy to understand Focused on long-term relationships Built around trust and transparency Designed to provide confidence and peace of mind We're here to help you navigate uncertainty, protect what matters most, and create a financial future that reflects your family's goals and aspirations.
Start Your Journey Today
Every successful financial journey begins with a conversation. Whether you're looking to better protect your family, grow your wealth, prepare for retirement or simply gain greater clarity about your financial future, Brett and Qian are here to help. Together, we'll identify where you are today, understand where you want to be, and build a personalised pathway that gives you confidence to move forward—today, tomorrow and for generations to come.